What should you do immediately after a traffic crash?

While notifying your insurance company is an important step in the aftermath of a traffic crash, it is not necessarily the first action you should take immediately after the incident. The immediate priorities after a crash are to ensure everyone's safety, check for injuries, and call emergency services if needed.

An ideal initial response includes checking on any injuries, moving to a safe location if possible, and calling the police to report the crash. Documenting the scene, such as taking pictures and exchanging information with the other driver, is also crucial. These actions provide essential evidence for both the police report and your insurance claim. Apologizing to the other driver can complicate matters, especially when determining fault.

Notifying your insurance company is indeed a necessary step, but it typically follows after addressing safety concerns and gathering information about the incident. Therefore, while informing your insurer is vital to the claims process, it is not the immediate first action you should take.